Build with confidence. Get paid with certainty.
Spend less time chasing payments and paperwork, and more time doing what you do best.
Getting paid shouldn’t be the hard part.
Owed to UK tradespeople in late payments: an average of £3,942 each, paid 35 days late. 71% have had a payment refused outright.
Funds committed before work begins
Your customer pays each stage into escrow with Transpact before you start, and you can see it’s there.
Paid once each stage is approved
Finish the stage and mark it complete with photos. Your customer approves it and releases the payment through Transpact.
Less admin
The contract, stages, changes, messages and photos live with the project, not scattered across texts and emails.
More time building
Less time chasing money or arguing about what was agreed, because it’s all written down.
Get paid for the parts of a stage that are approved, even if one part is disputed.
There’s no cost to you as a builder.
Your fee, on every job. No subscriptions or setup fees.
Every fee is paid by the homeowner as part of the build. You get protected stage payments, a clear contract and a fair dispute process, free.
It helps you win the job, not just get paid for it.
Being protected through Covarah isn’t only useful once you’re hired. It’s worth putting on the quote itself.
A homeowner weighing up three quotes is looking for a reason to trust one of them, especially on a job big enough to make them nervous. Payment protection on your quote gives them that reason, and a reason to choose you over the cheapest bid.
No profile. No reviews. No competing for leads.
We know most good builders are already busy. Covarah isn’t another platform to build a presence on. Here’s the whole onboarding, start to finish.
Your customer invites you
They add you to their project on Covarah, and you accept the invitation.
Quick identity checks
Transpact holds the money, and checks everyone who receives it. That includes you.
Agree and sign the contract
You set out the scope, stages and prices. Your customer reviews it, and you both sign online.
Next stage funded, start work
Your customer pays the stage into escrow. You’ll see it’s funded before you start.
Questions builders ask
The short answers. The full FAQ covers contracts, payments, disputes and security in more depth.
How does Covarah help builders?
It makes sure the money is there before you start. Your customer pays each stage into escrow with Transpact before work begins. Finish the stage, get it approved, and your customer releases the payment.
What if a client unreasonably withholds approval?
Raise it with us. The stage’s money stays held in escrow while it’s sorted out, and if it can’t be settled between you, it goes through our dispute process. The updates, photos and messages on the project are an evidence trail that supports your position.
An automatic check-in from our team if your customer hasn’t responded within three days, so you’re not just left waiting.
Do I need a profile, or to join a scheme?
No. There’s no profile to fill in, no reviews to collect and no scheme to join. Your customer invites you to their project, and you work with them as you already do.
What if my customer changes the scope?
Every change is a written variation: what’s changed, why, what it costs and how it affects the timeline. Your customer approves it before the price changes, and there’s no extra charge to you for recording it properly.
An approved variation becoming its own stage, funded into escrow before you start the extra work.
Start your next job with the money secured.
Create your account in minutes. It’s free for builders.